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		<title>privateHQ.com News</title>
		<link>http://www.privatehq.com/news/</link>
		<description>Latest property news from privateHQ.com</description>
		<language>en-gb</language>
		<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Consumers expect base rate cut</title>
			<link>http://www.privatehq.com/news/UK_Property/Consumers_expect_base_rate_cut.htm</link>
			<description><![CDATA[Despite fears about rising prices, the latest figures show that British consumers are confident that the base rate of interest will fall.Lloyds TSB Consumer Markets has published its Consumer Barometer, showing that just 43 per cent of people think that the base rate will be higher than it is now in 12 months' time.Whe...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Lighting affects property sales</title>
			<link>http://www.privatehq.com/news/Home_Improvement/Lighting_affects_property_sales.htm</link>
			<description><![CDATA[Internal lighting can have a big impact when it comes to selling a property.That is according to Asco Lights, which says that lighting adds to the overall appearance of a house.The firm advises home-sellers to invest in stylish lighting in a bid to make their property stand out.&quot;People use impressive lighting to s...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>London landlords see soaring demand</title>
			<link>http://www.privatehq.com/news/London_Property/London_landlords_see_soaring_demand.htm</link>
			<description><![CDATA[Landlords with investment properties in London are benefiting from the highest demand for rented accommodation for five years.That is according to the Association of Residential Lettings Agents (Arla), which says that rising house prices and other affordability constraints are forcing potential buyers to rent.According...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Interest rate cut unlikely </title>
			<link>http://www.privatehq.com/news/Property_investment/Interest_rate_cut_unlikely_.htm</link>
			<description><![CDATA[Hopes of an interest rate cut next month appeared increasingly unlikely last night after the Bank of England's deputy governor said it was too early to assess the impact of the liquidity squeeze.Business leaders and borrowers were hoping to see interest rates reduced this month, but the threat of inflation prompted the...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Co-buying on the increase </title>
			<link>http://www.privatehq.com/news/Property_investment/Co-buying_on_the_increase_.htm</link>
			<description><![CDATA[The increasing cost of houses has led many more first-time buyers to join together with partner, family member or friends, new research reveals.According to new figures, 72 per cent of graduate first-time buyers have bought with a partner, family member or friend.This compares with 69 per cent last year, and it seems i...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>All homes affected by Hips from December</title>
			<link>http://www.privatehq.com/news/Home_Information_Packs_(HIPs)/All_homes_affected_by_Hips_from_December.htm</link>
			<description><![CDATA[The entire housing market is set to benefit after the government announced that Home information packs (Hips) will become a mandatory part of the home-selling process for all properties from December 14th.That is according to the Association of Home Information Pack Providers (Ahipp), which says that reports of Hips de...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Boris wants changes to London housing</title>
			<link>http://www.privatehq.com/news/London_Property/Boris_wants_changes_to_London_housing.htm</link>
			<description><![CDATA[London mayoral candidate Boris Johnson has weighed into the debate over affordable housing in the capital, calling for homes to be built that &quot;will still be loved and respected in 100 years&quot;.Mr Johnson has gone head-to-head with current mayor Ken Livingstone, slamming his plans to make 50 per cent of all new ...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Base rate may fall to 5%</title>
			<link>http://www.privatehq.com/news/UK_Property/Base_rate_may_fall_to_5%25.htm</link>
			<description><![CDATA[Homeowners may be given three boosts in 2008, with Global Insight anticipating that the base rate of interest will be cut at least three times.The firm believes that interest rates will fall to five per cent but admitted that it is unsure when the cuts will begin.Economist at Global Insight Howard Archer made the comme...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Update your kitchen to increase property value</title>
			<link>http://www.privatehq.com/news/Home_Improvement/Update_your_kitchen_to_increase_property_value.htm</link>
			<description><![CDATA[Kitchens and bathrooms are two areas that homeowners should focus on when it comes to making home improvements.That is according to the National Home Improvement Council (NHIC), which says that these two rooms have the most potential to add value to a property.In fact, the organisation points out that if a homeowner ca...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Still money to be made in buy-to-let</title>
			<link>http://www.privatehq.com/news/Property_investment/Still_money_to_be_made_in_buy-to-let.htm</link>
			<description><![CDATA[Anyone considering buying an investment property in London or anywhere else in the UK can still make money in the market.That is according to the Building Societies' Association (BSA), which says that demand for rented accommodation remains high.However, the organisation did warn that there are certain dangers when inv...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Mortgage market thrives</title>
			<link>http://www.privatehq.com/news/UK_Property/Mortgage_market_thrives.htm</link>
			<description><![CDATA[The UK mortgage market is continuing to thrive despite recent turbulence.According to the Council of Mortgage Lenders (CML), gross lending reached &#163;32.4 billion in October.That is six per cent more than was lent in September and October 2006 (both &#163;30.6 billion).Homeowners and property investors will be pleas...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Good time to buy-to-let</title>
			<link>http://www.privatehq.com/news/Property_investment/Good_time_to_buy-to-let.htm</link>
			<description><![CDATA[Annual house price growth reached 9.7 per cent in October, according to the Assetz House Price Watch.The index brings together the UK's major house price indices and shows that the average annualised growth in the year to October 2007 saw prices increase by 9.7 per cent.That is 0.8 per cent higher than the figure recor...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Digital switch over is landlords' responsibility</title>
			<link>http://www.privatehq.com/news/Property_investment/Digital_switch_over_is_landlords%27_responsibility.htm</link>
			<description><![CDATA[Buy-to-let property investors need to be aware of the regulations surrounding the digital television switch over.By 2012, analogue TV signals will be switched off across the UK and landlords with properties in blocks of flats that have a communal TV system are legally responsible for ensuring that the switchover is imp...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>FTBs going to great lengths to buy a house</title>
			<link>http://www.privatehq.com/news/Property_investment/FTBs_going_to_great_lengths_to_buy_a_house.htm</link>
			<description><![CDATA[Young people are so eager to get onto the property ladder that they will go to extraordinary lengths to do so.That is according to new research from Abbey Mortgages, which shows that 16 per cent of first-time buyers (FTBs) would consider moving abroad in order to buy.Many people see house prices and associated taxes in...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>London prices continue to grow</title>
			<link>http://www.privatehq.com/news/London_Property/London_prices_continue_to_grow.htm</link>
			<description><![CDATA[Property prices in London continued to rise in November, despite the rest of England and Wales experiencing negative inflation.The Rightmove House Price Index reveals that reveals that prices in the capital increased by 2.3 per cent month-on-month.All other regions of England and Wales experienced a fall in house price...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Good time to invest in London</title>
			<link>http://www.privatehq.com/news/London_Property/Good_time_to_invest_in_London.htm</link>
			<description><![CDATA[Now is a good time to invest in property in London and the south-east, according to a leading investment specialist.Andy Smith, managing director of 1st Property Investment, says that there has not been a better time in the last three or four years to buy in these areas.It comes despite market turmoil in recent months ...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Home movers don't stop for Christmas</title>
			<link>http://www.privatehq.com/news/UK_Property/Home_movers_don%27t_stop_for_Christmas.htm</link>
			<description><![CDATA[Christmas remains a busy time of year for the housing market, according to new research.Despite the festive period traditionally being seen as a time when few people choose to move home, Alliance &amp; Leicester says that as many as 22 per cent of homeowners do so during this period.The firm has published a survey, rev...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Hips pressure grows</title>
			<link>http://www.privatehq.com/news/Home_Information_Packs_(HIPs)/Hips_pressure_grows.htm</link>
			<description><![CDATA[Pressure is growing for Home information packs (Hips) to be expanded.The Association of Home Information Pack Providers (Ahipp) says that a full-scale rollout is needed in order to feel the full benefits of the packs.Ahipp's deputy director general Paul Broadhead chose to crank up the pressure on the government as the ...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>CML wants rate cut soon</title>
			<link>http://www.privatehq.com/news/UK_Property/CML_wants_rate_cut_soon.htm</link>
			<description><![CDATA[The Council of Mortgage Lenders (CML) has called upon the Bank of England to cut the base rate of interest &quot;sooner rather than later&quot;.Following the revelation that consumer prices index (CPI) annual inflation reached 2.1 per cent in October, the CML says that borrowers need some relief in the form of a rate c...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Period features may be bad for the environment</title>
			<link>http://www.privatehq.com/news/Home_Improvement/Period_features_may_be_bad_for_the_environment.htm</link>
			<description><![CDATA[Homeowners have been advised to consider the environmental impact of any period features they add to a modern property.The National Home Improvement Council (NHIC) says that it can be tempting to install features such as an open fireplace in a home but this can have a negative impact in terms of carbon emissions.&quot;...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Financial benefits of buying</title>
			<link>http://www.privatehq.com/news/UK_Property/Financial_benefits_of_buying.htm</link>
			<description><![CDATA[New research has revealed that homeowners are generally &#163;5,811 better off than tenants after 25 years.Abbey has conducted a survey which showed that buying is better than renting financially, although the difference between the two is closing.When the same survey was conducted 12 months ago, it was revealed that t...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Hips defended in FTB row</title>
			<link>http://www.privatehq.com/news/Home_Information_Packs_(HIPs)/Hips_defended_in_FTB_row.htm</link>
			<description><![CDATA[Home information packs (Hips) have been defended after the Royal Institution of Chartered Surveyors (Rics) launched a scathing attack on them.Rics claimed that the packs will force first-time buyers (FTBs) out of the market but this has been denied by the Association of Home Information Pack Providers (Ahipp).In fact, ...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Govt urged to act over HMO licensing</title>
			<link>http://www.privatehq.com/news/Property_investment/Govt_urged_to_act_over_HMO_licensing.htm</link>
			<description><![CDATA[The current scheme for Houses in Multiple Occupancy (HMO) licensing is inconsistent, according to one lender.Heritable Bank points out that landlords in different parts of the country are being forced to pay different sums of money in order to get their hands on a licence.It specifically highlights the case of landlord...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Landlords must do their research</title>
			<link>http://www.privatehq.com/news/Property_investment/Landlords_must_do_their_research.htm</link>
			<description><![CDATA[Buy-to-let property investors are being advised to do their research before buying an investment property.Information website Property Hawk says that it is unwise for investors to simply snap up properties without looking at their long-term performance and that of the local housing market.&quot;In the past people were ...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Prices up in September </title>
			<link>http://www.privatehq.com/news/UK_Property/Prices_up_in_September_.htm</link>
			<description><![CDATA[House prices continued to rise in September, spelling good news for people with buy-to-let properties in London and throughout the UK.According to the latest house price index from the Department of Communities and Local Government (DCLG), monthly price growth reached 0.3 per cent.Annual inflation was recorded at 10.8 ...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Downsizing to help kids buy</title>
			<link>http://www.privatehq.com/news/UK_Property/Downsizing_to_help_kids_buy.htm</link>
			<description><![CDATA[A growing number of parents are choosing to downsize their property once their children have left home.Savills says that many people have been encouraged to do so in order to help their children onto the property ladder.With house prices having increased considerably in recent years, many first-time buyers (FTBs) are s...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>London landlords benefit from huge demand</title>
			<link>http://www.privatehq.com/news/London_Property/London_landlords_benefit_from_huge_demand.htm</link>
			<description><![CDATA[People with investment properties in London are benefiting from a surge in young professionals who are looking for rented accommodation in the capital and other areas of the south-east.The National Landlords' Association (NLA) says that as house prices in London continue to rise, more and more young people are finding ...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Interest rates maintained</title>
			<link>http://www.privatehq.com/news/UK_Property/Interest_rates_maintained.htm</link>
			<description><![CDATA[The base rate of interest has been held at 5.75 per cent in a move that was widely anticipated by analysts.The Bank of England's Monetary Policy Committee (MPC) reached the decision in a meeting today but a cut is expected to be announced soon.Most commentators believe that interest rates have peaked, although it is as...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Halifax: 'Market is stable'</title>
			<link>http://www.privatehq.com/news/UK_Property/Halifax%3A_%27Market_is_stable%27.htm</link>
			<description><![CDATA[Property investors and UK homeowners have nothing to worry about despite house prices falling in October.Halifax has published its house price index, which shows that there was a 0.5 per cent drop in month-on-month inflation.Despite the fall, Halifax says that the UK housing market is supported by a number of key under...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Changing habits protect homeowners</title>
			<link>http://www.privatehq.com/news/Finance/Changing_habits_protect_homeowners.htm</link>
			<description><![CDATA[Property investors and homeowners are protecting themselves from the effects of the global credit crunch by altering their spending habits.That is according to debt counselling service provider Thomas Charles, which has published research showing that attitudes are changing and a quarter of Britons intend to avoid usin...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Confidence high among landlords</title>
			<link>http://www.privatehq.com/news/Property_investment/Confidence_high_among_landlords.htm</link>
			<description><![CDATA[Buy-to-let property investors remain confident in the market, according to the latest research.The National Landlords' Association (NLA) has revealed that 23.4 per cent of landlords intend to increase their portfolios in the next five years.According to the organisation, this shows that the market is strong and it poin...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Investor confidence grows</title>
			<link>http://www.privatehq.com/news/Property_investment/Investor_confidence_grows.htm</link>
			<description><![CDATA[Buy-to-let property investors in the UK are growing in confidence, according to new research from Property for Life.The study reveals that 76 per cent of landlords believe that now is a good time to buy an investment property, compared to just 72 per cent in September.The rise in confidence is thought to be down to an ...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Landlords to benefit from credit crunch</title>
			<link>http://www.privatehq.com/news/Property_investment/Landlords_to_benefit_from_credit_crunch.htm</link>
			<description><![CDATA[People with investment properties in London and elsewhere in the UK are set to reap the rewards of the global credit crisis.That is according to Moneygate, which says that we are set to see an increase in the number of renters as lenders tighten their criteria.Recent figures show that there has been a 60 per cent incre...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>New builds do hold value</title>
			<link>http://www.privatehq.com/news/Property_investment/New_builds_do_hold_value.htm</link>
			<description><![CDATA[Property investors should not be put off from buying new builds.That is according to the Home Builders Federation (HBF), which disputes claims that new builds are more likely to lose value than older properties.Recent reports have revealed that new builds in some parts of England have lost some of their value in a matt...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>December may see cut in interest rates</title>
			<link>http://www.privatehq.com/news/Property_investment/December_may_see_cut_in_interest_rates.htm</link>
			<description><![CDATA[Property investors will be pleased to hear that a leading economist believes the Bank of England may cut the base rate of interest as early as December.Royal London Asset Management (RLAM) said that market conditions may force the Bank to reduce the rate this year.It is widely believed that borrowers will have to wait ...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Brits admit to rowing with neighbours</title>
			<link>http://www.privatehq.com/news/UK_Property/Brits_admit_to_rowing_with_neighbours.htm</link>
			<description><![CDATA[Over a quarter of Britons admit to having had a dispute with their neighbour and 31 per cent of these said that it happened within the last 12 months.Research by Halifax shows that 26 per cent of those questioned had been involved in a row, with noise being the number one catalyst for an argument.A total of 26 per cent...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Prices up by 0.3%</title>
			<link>http://www.privatehq.com/news/Property_investment/Prices_up_by_0.3%25.htm</link>
			<description><![CDATA[Property investors were given a boost this month with the news that house prices increased between September and October.The Chesterton October House Price Index put monthly property price growth at at 0.3 per cent.It took the average house price in England and Wales to &#163;197,616, with annual inflation hitting 8.3 ...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Listed buildings can be energy efficient</title>
			<link>http://www.privatehq.com/news/Home_Improvement/Listed_buildings_can_be_energy_efficient.htm</link>
			<description><![CDATA[Old, listed buildings can be made more energy efficient, although the rules surrounding these properties can make things &quot;very difficult&quot;.According to the Listed Property Owners Club (LPOC), people who own these types of homes often find themselves frustrated in their attempts to make energy efficient improve...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Almost half of mortgage brokers expect rate drop</title>
			<link>http://www.privatehq.com/news/Property_investment/Almost_half_of_mortgage_brokers_expect_rate_drop.htm</link>
			<description><![CDATA[Interest rates are expected to fall within the next three months, according to one survey of mortgage brokers in the UK.The GE Money Home Lending survey questioned mortgage brokers across the country and has found that many are optimistic about a future drop in rates.Almost half of those surveyed felt the Bank of Engla...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Ignore the big lenders for better deals</title>
			<link>http://www.privatehq.com/news/UK_Property/Ignore_the_big_lenders_for_better_deals.htm</link>
			<description><![CDATA[Mortgage borrowers are more likely to get a good deal by ignoring the major lenders.That is according to Moneyfacts, which has carried out research showing that most of the deals offered by the major banks do not feature in the top 250 best products.In fact, just 27 deals from the top ten mortgage lenders feature in th...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Housing market is robust</title>
			<link>http://www.privatehq.com/news/UK_Property/Housing_market_is_robust.htm</link>
			<description><![CDATA[Suggestions that the UK housing market is set to crash have been rubbished by a leading economist.David Stubbs from the Royal Institution of Chartered Surveyors (Rics) told BBC Radio Four that a number of key factors are underpinning the market.His comments follow a forecast by the Council of Mortgage Lenders (CML) tha...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Property investment is "viable option"</title>
			<link>http://www.privatehq.com/news/Property_investment/Property_investment_is_%22viable_option%22.htm</link>
			<description><![CDATA[Property investment remains a &quot;very viable option&quot; in the UK market, according to Inside Track.The firm says that people can still see positive returns on their investments even if the market slows.In fact, Pierre Williams, head of communication at Inside Track, said that a slower market may be good news.&quo...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Saving before buying is 'ideal'</title>
			<link>http://www.privatehq.com/news/UK_Property/Saving_before_buying_is_%27ideal%27.htm</link>
			<description><![CDATA[Potential homebuyers who already have savings before entering the market are in an &quot;ideal situation&quot;, according to Key Financial Consultants.The firm says that first-time buyers (FTBs) who have money put aside are in a better situation than those who have to rely on getting a 100 per cent mortgage.It also hig...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>House prices soar in October</title>
			<link>http://www.privatehq.com/news/UK_Property/House_prices_soar_in_October.htm</link>
			<description><![CDATA[House prices surged in October as the market recovered from recent turmoil.The latest Nationwide House Price Index puts price inflation in the month at 1.1 per cent, well above the 0.7 per cent figure recorded in September.It means that the average UK property is now worth &#163;186,044, up on the &#163;184,723 seen in...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Ahipp blasts estate agents</title>
			<link>http://www.privatehq.com/news/Home_Information_Packs_(HIPs)/Ahipp_blasts_estate_agents.htm</link>
			<description><![CDATA[The Association of Home Information Pack Providers (Ahipp) has slammed estate agents for not handing out Home information packs (Hips) &quot;automatically&quot;.The criticism follows the publication of research by Spicerhaart, which showed that only ten per cent of buyers had read a pack before making an offer on a hom...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Flats lead the way for landlords</title>
			<link>http://www.privatehq.com/news/Property_investment/Flats_lead_the_way_for_landlords.htm</link>
			<description><![CDATA[Buy-to-let investors are more likely to invest in a flat or a terraced house than any other type of property.That is according to research by Paragon Mortgages, which found that the average landlord's portfolio tends to be 46 per cent flats.This is closely followed by terraced properties, which account for 34 per cent ...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Prices to rise by 5%</title>
			<link>http://www.privatehq.com/news/UK_Property/Prices_to_rise_by_5%25.htm</link>
			<description><![CDATA[Property prices are set to rise by around five per cent in 2008, according to Assetz.The firm has responded to a forecast by the Council of Mortgage Lenders (CML), which predicted that house price inflation would reach just one per cent next year.Assetz has described this as &quot;overly cautious&quot; and pointed to a...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>7-month high for mortgage loans</title>
			<link>http://www.privatehq.com/news/UK_Property/7-month_high_for_mortgage_loans.htm</link>
			<description><![CDATA[The latest figures from the Bank of England show that the value of approved mortgages increased in September.The total value of loans for the purchase of a house hit &#163;9.8 billion - a seven-month record.It was considerably higher than the six-month average (&#163;9.1 billion) and the figure recorded in August (&#16...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>London house prices outperform rest of the country</title>
			<link>http://www.privatehq.com/news/London_Property/London_house_prices_outperform_rest_of_the_country.htm</link>
			<description><![CDATA[House prices continued to rise in September, according to the Land Registry's latest index.The report puts month-on-month growth at 0.4 per cent, up on the 0.2 per cent increase recorded in August.The average property price reached &#163;183,896 although annual inflation fell from 9.3 per cent in the previous month to ...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Landlords may pay more insurance for student tenants</title>
			<link>http://www.privatehq.com/news/Property_investment/Landlords_may_pay_more_insurance_for_student_tenants.htm</link>
			<description><![CDATA[Buy-to-let property investors could find themselves paying higher insurance premiums if they have student tenants.According to Rawlins, an insurance broker, some insurers will charge higher premiums for landlords who let to students compared to those who let to professionals.It is because students are expected to remai...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Lack of housing may spell good news for landlords</title>
			<link>http://www.privatehq.com/news/Property_investment/Lack_of_housing_may_spell_good_news_for_landlords.htm</link>
			<description><![CDATA[People with investment properties in London and elsewhere in the UK may be benefiting from a severe lack of affordable housing.That is suggested in a report by an independent body which was set up by the government to advise MPs on new homes.The report stated that around 270,000 new homes need to be built every year on...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Brits reminded of equity cashpots</title>
			<link>http://www.privatehq.com/news/Property_investment/Brits_reminded_of_equity_cashpots.htm</link>
			<description><![CDATA[Homeowners who have owned their house for over 50 years are being reminded of the large amounts of equity tied up in their properties.Equity release specialist Home &amp; Capital has revealed that house prices over the last 50 years have risen 100-fold, meaning homeowners who have had their properties for a long time c...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>NAEA slams government 'spin' over Hips</title>
			<link>http://www.privatehq.com/news/Home_Information_Packs_(HIPs)/NAEA_slams_government_%27spin%27_over_Hips.htm</link>
			<description><![CDATA[The Department of Communities and Local Government (DCLG) has been accused of &quot;spinning&quot; the success of the recent Hips introduction.According to recent surveys and interviews by the National Association of Estate Agents (NAEA), the Hips rollout has been fraught with problems and a joint survey with the Royal...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Hips honeymoon period 'nearly over'</title>
			<link>http://www.privatehq.com/news/Home_Information_Packs_(HIPs)/Hips_honeymoon_period_%27nearly_over%27.htm</link>
			<description><![CDATA[Estate agents are predicting that the &quot;honeymoon period&quot; which is currently being experienced by vendors regarding home information packs (Hips) is due to come to an abrupt halt.From January 1st, vendors will no longer be able to put their property on the market unless they have a Hip &#150; which is likely t...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Banks do lend responsibly, says BBA</title>
			<link>http://www.privatehq.com/news/UK_Property/Banks_do_lend_responsibly%2C_says_BBA.htm</link>
			<description><![CDATA[The British Bankers' Association has defended banks against allegations that they are knowingly lending money to consumers who cannot afford the repayments.BBA Chief Executive Angela Knight, speaking on BBC Radio 5 Live, insisted that campaign groups calling for an end of irresponsible lending should focus their attent...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Homeowners 'do not understand interest rates'</title>
			<link>http://www.privatehq.com/news/UK_Property/Homeowners_%27do_not_understand_interest_rates%27.htm</link>
			<description><![CDATA[A new poll has revealed that a majority of homeowners lack a proper understanding of the financial impact of rising interest rates.The Personal Credit Index survey was conducted by CreditExpert.co.uk and has prompted a warning that confusion among consumers is leading many to be overly confident about borrowing.When th...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Chancellor 'risks creating housing panic'</title>
			<link>http://www.privatehq.com/news/UK_Property/Chancellor_%27risks_creating_housing_panic%27.htm</link>
			<description><![CDATA[Chancellor Alistair Darling is risking causing home buyers to panic due to his constant criticism of the financial services industry, one expert has claimed.Michael Coogan, director general of the Council of Mortgage Lenders, says that the cabinet member could see people lose faith in the financial sector and is &quot;...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Many definitions for 'green' mortgages </title>
			<link>http://www.privatehq.com/news/UK_Property/Many_definitions_for_%27green%27_mortgages_.htm</link>
			<description><![CDATA[The Co-Operative Bank has today revealed that different mortgage lenders have contrasting ideas about what they should offer customers looking for a 'green' mortgage.With people across the country becoming more aware of environmental issues, being able to offer homebuyers this type of product is becoming a key priority...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>London 'top European city for investment' </title>
			<link>http://www.privatehq.com/news/Property_investment/London_%27top_European_city_for_investment%27_.htm</link>
			<description><![CDATA[London has been named the best place in Europe for investors looking to put their money into property it was revealed today.According to new research by LaSalle Investment Management, the capital beat off a number of other popular hubs including Munich and Paris.London came top in a list of 91 European cities and was, ...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>London to become more affordable</title>
			<link>http://www.privatehq.com/news/London_Property/London_to_become_more_affordable.htm</link>
			<description><![CDATA[Property in London looks set to become more affordable after new figures show that house prices are slowly declining.A new study shows that nine out of ten estate agents in the capital has noticed the changes which looks set to allow more first-time buyers onto the property ladder.There are mixed view on how fast price...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Buy-to-let attractive for student buyers</title>
			<link>http://www.privatehq.com/news/Property_investment/Buy-to-let_attractive_for_student_buyers.htm</link>
			<description><![CDATA[Buying a property is still popular among university students, according to new research by Abbey.The firm points out that 66,000 current students already own a home and a further 110,000 would also like to.One of the most popular ways to finance the purchase of such a property is to let it out to friends as part of a b...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Tenancy deposit scheme take-up encouraging for NLA</title>
			<link>http://www.privatehq.com/news/Property_investment/Tenancy_deposit_scheme_take-up_encouraging_for_NLA.htm</link>
			<description><![CDATA[The National Landlords' Association (NLA) says that it has been &quot;very encouraged&quot; by the willingness of buy-to-let investors to enter into a tenancy deposit protection scheme.According to the organisation, there are still a number of landlords who have failed to take up a scheme but most have complied.Tenancy...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Britons see property as safer than cash</title>
			<link>http://www.privatehq.com/news/UK_Property/Britons_see_property_as_safer_than_cash.htm</link>
			<description><![CDATA[Around 53 per cent of UK consumers now consider investing in property to be less risky than saving with a bank or building society, a recent study has established.However, with house prices falling in some parts of the country in recent months, investment professionals are less convinced of the security of putting mone...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>September sees UK property slowdown</title>
			<link>http://www.privatehq.com/news/UK_Property/September_sees_UK_property_slowdown.htm</link>
			<description><![CDATA[Property markets in the UK saw a sizable slowdown over the course of September, according to data compiled by the Council of Mortgage Lenders (CML).Gross lending tends to fall between August and September, but the CML has revealed that this year the drop was of around 12 per cent, which is more than double the historic...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Brits remain confident in housing market</title>
			<link>http://www.privatehq.com/news/UK_Property/Brits_remain_confident_in_housing_market.htm</link>
			<description><![CDATA[A new survey has revealed that most Brits remain confident in the housing market with around 62 per cent saying they believed property prices would continue to rise. The study by the Association of Investment Companies (AIC), also found that just 21 per cent of those asked believed the market would plateau or that home...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Hips need "bedding in" time</title>
			<link>http://www.privatehq.com/news/Home_Information_Packs_(HIPs)/Hips_need_%22bedding_in%22_time.htm</link>
			<description><![CDATA[Home information packs (Hips) will give power back to home buyers and will remove &quot;frustrating aspects&quot; of the housing market such as speculative house marketing.That is according to AA Legal Services, which says that calls for the packs to be scrapped are unhelpful.The firm was reacting after the Conservativ...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>London landlords see best returns</title>
			<link>http://www.privatehq.com/news/London_Property/London_landlords_see_best_returns.htm</link>
			<description><![CDATA[Demand for rented accommodation is soaring as potential buyers put off entering the housing market.That is according to Paragon Mortgages, which says that people with buy-to-let properties in London saw the highest annual total returns in October.Average returns in the month sat at 14.2 per cent, the highest level sinc...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>UK landlords outperform EU counterparts</title>
			<link>http://www.privatehq.com/news/Property_investment/UK_landlords_outperform_EU_counterparts.htm</link>
			<description><![CDATA[New research highlights the differences and similarities in the private rented sectors of European Union (EU) countries.Birmingham Midshires found that UK buy-to-let investors are more likely to rely on their investments as their sole income.A total of 17 per cent of those questioned said that this was the case, while ...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Boiler danger highlighted</title>
			<link>http://www.privatehq.com/news/Home_Improvement/Boiler_danger_highlighted.htm</link>
			<description><![CDATA[Homeowners and property investors have been advised that they should not attempt to fix their boilers themselves.In addition, the National Home Improvement Council (NHIC) warns against attempting to carry out DIY electrical work, which the organisation says could lead to disastrous results.It follows the revelation by ...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Inflation stays low as pressure mounts for rate cut</title>
			<link>http://www.privatehq.com/news/Finance/Inflation_stays_low_as_pressure_mounts_for_rate_cut.htm</link>
			<description><![CDATA[UK inflation remained at 1.8 per cent in September, putting more pressure on the Bank of England to reduce the base rate of interest.For the second consecutive month inflation stayed at 1.8 per cent and it has now been below the Bank's two per cent target for three months.Downward pressures such as a drop in household ...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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		<item>
			<title>House prices rise slightly</title>
			<link>http://www.privatehq.com/news/UK_Property/House_prices_rise_slightly.htm</link>
			<description><![CDATA[House prices rose by 0.5 per cent between July and August, according to new figures.The Department of Communities and Local Government (DCLG) has revealed that price growth remained strong despite a slight drop in annual inflation.July saw growth of 12.4 per cent but this fell to 11.4 per cent in August as the global c...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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		<item>
			<title>2.7% 'Hips effect' on housing market</title>
			<link>http://www.privatehq.com/news/UK_Property/2.7%25_%27Hips_effect%27_on_housing_market.htm</link>
			<description><![CDATA[The average UK property reached a value of &#163;241,642 in October &#150; a month-on-month increase of 2.7 per cent. Rightmove's House Price Index shows that property prices picked up in the month, following a drop of 2.6 per cent in September. According to the firm, the rise in prices is largely down to an influx of ...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Two centuries to make EPC savings</title>
			<link>http://www.privatehq.com/news/Home_Information_Packs_(HIPs)/Two_centuries_to_make_EPC_savings.htm</link>
			<description><![CDATA[It will take over two centuries for homeowners to see the financial benefits of making their homes energy efficient.That is according to the Royal Institution of Chartered Surveyors (Rics), which says that it will take around 208 years to recoup the costs.It is based on a study which looked into the energy efficiency s...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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		<item>
			<title>Buy-to-let not to blame for fewer FTBs</title>
			<link>http://www.privatehq.com/news/Property_investment/Buy-to-let_not_to_blame_for_fewer_FTBs.htm</link>
			<description><![CDATA[Buy-to-let property investors are not to blame for the decreasing number of first-time buyers (FTBs) entering the property market.That is according to the National Landlords' Association (NLA), which says that such accusations are &quot;sweeping&quot; generalisations.It comes as a leading price comparison website cites...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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		<item>
			<title>Housing market has solid foundation</title>
			<link>http://www.privatehq.com/news/UK_Property/Housing_market_has_solid_foundation.htm</link>
			<description><![CDATA[The UK housing market is supported by a strong economy and house prices are not set for a major correction.That is the reassuring view of the Royal Institution of Chartered Surveyors (Rics), which has published a new set of statistics for September.Rics says that house prices fell in in the month but points out that pr...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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		<item>
			<title>Student properties are a good investment</title>
			<link>http://www.privatehq.com/news/Property_investment/Student_properties_are_a_good_investment.htm</link>
			<description><![CDATA[Buy-to-let property investors can benefit from investing in a student property for their children.Moneyfacts says that so-called 'buy-for-uni' properties are beneficial in a number of ways and are often a good medium-term investment.In addition, there are social advantages, with parents able to provide accommodation fo...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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		<item>
			<title>Fixed-mortgage rates fall</title>
			<link>http://www.privatehq.com/news/UK_Property/Fixed-mortgage_rates_fall.htm</link>
			<description><![CDATA[The majority of mortgage borrowers on fixed-rate deals saw their rates decrease in September.That is according to the Bank of England and came despite the credit crisis which led many lenders to increase variable rates.It is good news for homeowners and those with investment properties and has generally been welcomed b...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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		<item>
			<title>It's cheaper to rent than buy</title>
			<link>http://www.privatehq.com/news/Property_investment/It%27s_cheaper_to_rent_than_buy.htm</link>
			<description><![CDATA[Renting a property is &quot;cheaper and more flexible&quot; an option than buying a home, according to the Association of Residential Lettings Agents (Arla).It may serve as a boost for anyone with investment properties in London and anywhere else in the UK as more young people turn to the rental market.Arla says that w...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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		<item>
			<title>Buy-to-let is main reason for second-home ownership</title>
			<link>http://www.privatehq.com/news/London_Property/Buy-to-let_is_main_reason_for_second-home_ownership.htm</link>
			<description><![CDATA[An increased interest in the buy-to-let sector has led to a rise in the number of people who own a second home in the UK.New research by Nationwide shows that ten per cent of those questioned already own a second home and 14 per cent would like to.It also reveals that 56 per cent of second-home owners in London use it ...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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		<item>
			<title>Warning issued over TDPs</title>
			<link>http://www.privatehq.com/news/Property_investment/Warning_issued_over_TDPs.htm</link>
			<description><![CDATA[Landlords taking assured shorthold tenancy (AST) deposits must sign up to a tenancy deposit protection (TDP) scheme.Paragon Mortgages is reminding buy-to-let property investors that they need to follow the rules six months after they were introduced.The government brought the law in on April 6th and any landlord that f...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Jubilee line attracts tenants</title>
			<link>http://www.privatehq.com/news/London_Property/Jubilee_line_attracts_tenants.htm</link>
			<description><![CDATA[People with investment properties in London may benefit from investing in a property which is near to the London Underground's Jubilee line.Ludlow Thompson claims that property prices in these regions increase as a result of being close to the line.In addition, the firm believes that many tenants are prepared to pay mo...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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		<item>
			<title>Buy-to-let does not need further regulation</title>
			<link>http://www.privatehq.com/news/Property_investment/Buy-to-let_does_not_need_further_regulation.htm</link>
			<description><![CDATA[There is no need for further regulation when it comes to tenant deposits, according to the National Landlords' Association (NLA).It follows the introduction of the tenancy deposit protection scheme regulations, which the NLA admits &quot;automatically protect tenants&quot;.Elizabeth Brogan, senior policy officer at the...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Base rate decision welcomed</title>
			<link>http://www.privatehq.com/news/Finance/Base_rate_decision_welcomed.htm</link>
			<description><![CDATA[The Bank of England's decision to maintain the base rate of interest at 5.75 per cent has been welcomed by most industry figures.An announcement was made by the Bank's Monetary Policy Committee (MPC) today (October 4th) and the outcome had been widely predicted.However, there is now a growing belief that the MPC will o...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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		<item>
			<title>London sees price growth</title>
			<link>http://www.privatehq.com/news/London_Property/London_sees_price_growth.htm</link>
			<description><![CDATA[House prices in Greater London increased by 2.3 per cent over the third quarter.That is according to new figures published in the Halifax House Price Index for September 2007.It is good news for anyone with an investment property in London and the rest of the UK also saw prices rise by 0.9 per cent in the three months ...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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		<item>
			<title>Bank likely to maintain base rate</title>
			<link>http://www.privatehq.com/news/Finance/Bank_likely_to_maintain_base_rate.htm</link>
			<description><![CDATA[The Bank of England will 'almost certainly' maintain the base rate of interest in October.That is according to Trevor Williams, chief economist at Lloyds TSB, who feels that the Bank's Monetary Policy Committee (MPC) will continue with its 'wait and see' approach.It follows two consecutive months of rates being held bu...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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		<item>
			<title>Many landlords fall into it by accident</title>
			<link>http://www.privatehq.com/news/Property_investment/Many_landlords_fall_into_it_by_accident.htm</link>
			<description><![CDATA[Up to a quarter of people with buy-to-let properties may find themselves being a landlord completely by accident.That is according to Property Hawk, which says that a change in circumstances can lead to anyone becoming a landlord.One of the main reasons for someone having a buy-to-let property is when they meet a partn...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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		<item>
			<title>Homeowners not convinced by Hips</title>
			<link>http://www.privatehq.com/news/UK_Property/Homeowners_not_convinced_by_Hips.htm</link>
			<description><![CDATA[A new survey shows that the UK's homeowners are not entirely satisfied with Home information packs (Hips).The government launched the packs for properties with four or more bedrooms on August 1st and have since expanded them to three-bedroom properties.The idea behind them was to make the home-selling process faster an...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Affordability key to eco-homes success</title>
			<link>http://www.privatehq.com/news/UK_Property/Affordability_key_to_eco-homes_success.htm</link>
			<description><![CDATA[Environmentally-friendly homes must be affordable or buyers will lose interest.According to the Home Builders' Federation (HBF), there are two key issues surrounding eco-homes.The first is affordability, with buyers unlikely to pay extra for a home simply because of its green credentials.The second, says the organisati...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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		<item>
			<title>Student landlords see good average yields</title>
			<link>http://www.privatehq.com/news/Property_investment/Student_landlords_see_good_average_yields.htm</link>
			<description><![CDATA[New research claims that buy-to-let property investors with student houses are better off than those who deal solely in the wider market.Figures from Paragon Mortgages show that any landlord with a student property will see an average yield of seven per cent. This compares favourably to the average for a typical landlo...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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		<item>
			<title>Credit crunch may benefit market</title>
			<link>http://www.privatehq.com/news/UK_Property/Credit_crunch_may_benefit_market.htm</link>
			<description><![CDATA[The global credit crunch which is having a big impact on UK mortgage lenders may be beneficial to the housing market.That is according to Savills, which says that tighter lending criteria will remove &quot;one of the risks of overheating&quot;.Jim Ward, residential research director at the firm, said that stricter lend...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Tenants more interested in location than energy efficiency</title>
			<link>http://www.privatehq.com/news/Property_investment/Tenants_more_interested_in_location_than_energy_efficiency.htm</link>
			<description><![CDATA[The energy efficiency of a rental property is not a key concern among tenants.That is according to the National Landlords' Association (NLA), which said renters are more interested in location.However, the organisation did point out that many landlords are becoming increasingly aware of environmental issues and will co...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Olympics will benefit Central London too</title>
			<link>http://www.privatehq.com/news/London_Property/Olympics_will_benefit_Central_London_too.htm</link>
			<description><![CDATA[Central London is set to benefit from the Olympic Games as much as the East End.Despite the main focus of the Games being on the east of the city, London Central Portfolios (LCP) says that the centre will also see big changes and this will lead to big property price rises.The Olympic Stadium and the Olympic Village wil...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>House prices rise in September</title>
			<link>http://www.privatehq.com/news/UK_Property/House_prices_rise_in_September.htm</link>
			<description><![CDATA[House prices continued to rise in September, flying in the face of negative expectations.According to the Nationwide House Price Index, there was a month-on-month increase of 0.7 per cent, up on the 0.6 per cent growth recorded in August.It puts the average price at &#163;184,723, signifying an annual increase of nine ...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>No need to rush into buy-to-let market</title>
			<link>http://www.privatehq.com/news/Property_investment/No_need_to_rush_into_buy-to-let_market.htm</link>
			<description><![CDATA[Potential buy-to-let investors are being told that there is no need to rush into the market.Ray Boulger, spokesman for John Charcol, says that it is far better for buyers to do their research first and make sure that the area they want to invest in has a strong buy-to-let sector.&quot;I wouldn't rush in. I'd make sure ...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Renovate your home - but not too much</title>
			<link>http://www.privatehq.com/news/Property_investment/Renovate_your_home_-_but_not_too_much.htm</link>
			<description><![CDATA[People with investment properties in London and throughout the UK can increase the value of their property by carrying out renovation work.However, homeowners are being warned not to do so much work that the property becomes unaffordable.A spokesman for the National Home Improvement Council (NHIC) says that if a house ...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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		<item>
			<title>Consumer confidence high</title>
			<link>http://www.privatehq.com/news/UK_Property/Consumer_confidence_high.htm</link>
			<description><![CDATA[Britons are feeling positive about the future, according to the latest Consumer Confidence Barometer from Lloyds TSB Corporate Markets.The survey found that more people are feeling secure in their jobs, with confidence reaching levels not seen since July 2005.In addition, there was a two per cent decrease in those who ...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Brown defends record on housing and debt</title>
			<link>http://www.privatehq.com/news/UK_Property/Brown_defends_record_on_housing_and_debt.htm</link>
			<description><![CDATA[Gordon Brown says that the UK housing market is not on the brink of collapse and has defended his economic record.The prime minister told BBC One's 'Andrew Marr Show' that rising personal debt levels are down to the fact that more people now own their homes.It comes as the Conservative party attacks the former chancell...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>BBA: 'Mortgage lending rises again'</title>
			<link>http://www.privatehq.com/news/UK_Property/BBA%3A_%27Mortgage_lending_rises_again%27.htm</link>
			<description><![CDATA[The latest statistics from the British Bankers' Association (BBA) shows that net mortgage lending increased in August.The figures look at lending from banks only and reveal that there was an underlying increase of &#163;6.1 billion.It meant that lending in August was above the figure recorded in July (&#163;5.8 billion...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Buy-to-let lender doing well</title>
			<link>http://www.privatehq.com/news/Property_investment/Buy-to-let_lender_doing_well.htm</link>
			<description><![CDATA[Leading buy-to-let mortgage lender Paragon has reported good growth figures.The firm expects to see its annual buy-to-let lending growth to increase by 30 per cent in the year ending September.It is a good sign for the buy-to-let sector in the UK and will be welcomed by many landlords.&quot;We are delighted with our pe...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Investors confident about buy-to-let</title>
			<link>http://www.privatehq.com/news/Property_investment/Investors_confident_about_buy-to-let.htm</link>
			<description><![CDATA[People with buy-to-let investment properties in London and throughout the UK remain upbeat about the future of the sector.That is according to a new study by the Association of Residential Lettings Agents (Arla).The organisation found that over half (54 per cent) of all landlords expect to increase their portfolios in ...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Poor market for buyers is good news for landlords</title>
			<link>http://www.privatehq.com/news/Property_investment/Poor_market_for_buyers_is_good_news_for_landlords.htm</link>
			<description><![CDATA[The buy-to-let sector in the UK is benefiting from deteriorating conditions for first-time buyers.That is according to residential agent Hamptons International, which said that demand for rented accommodation is soaring as housing affordability plummets.As a result, landlords are increasing their rental demands, with H...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Million pound properties on the rise</title>
			<link>http://www.privatehq.com/news/UK_Property/Million_pound_properties_on_the_rise.htm</link>
			<description><![CDATA[The number of UK homes being sold for one million pounds or more is increasing, according to new data.Figures from Halifax show that there has been almost a threefold increase in sales of this value in the last five years.More than half of these take place in London but the capital is losing its monopoly on million pou...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>CML: Credit squeeze has "modest" impact on mortgages</title>
			<link>http://www.privatehq.com/news/UK_Property/CML%3A_Credit_squeeze_has_%22modest%22_impact_on_mortgages.htm</link>
			<description><![CDATA[The credit squeeze has had only a &quot;modest&quot; impact on the mortgage market, according to the Council of Mortgage Lenders (CML).Problems in the US sub-prime market have had a knock-on effect, with banks unconfident about lending to each other.This has led to a credit squeeze which, in turn, has forced many mortg...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Borrowers hint at confidence base rate will fall</title>
			<link>http://www.privatehq.com/news/UK_Property/Borrowers_hint_at_confidence_base_rate_will_fall.htm</link>
			<description><![CDATA[Borrowers in the UK appear to be growing more confident that the base rate of interest is set to fall.Figures from Andrews Financial Services show that fixed-rate mortgage deals fell in popularity in August.It suggests that more consumers are confident that the base rate will fall as they are more willing to enter into...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Call for changes to Hips payment</title>
			<link>http://www.privatehq.com/news/Home_Information_Packs_(HIPs)/Call_for_changes_to_Hips_payment.htm</link>
			<description><![CDATA[There are growing calls for the Home information pack (Hip) scheme to be shaken up.Despite being launched just over a month ago, many home sellers already want to see changes to the way the packs are paid for.According to Hip Payment Services, 75 per cent of people who responded to its survey said that they are not hap...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Homebuyers don't trust agents</title>
			<link>http://www.privatehq.com/news/UK_Property/Homebuyers_don%27t_trust_agents.htm</link>
			<description><![CDATA[Many homebuyers are concerned that they are being ripped off when purchasing a home through an estate agent.New research by the AA shows that seven per cent of buyers do not trust agents, with 29 per cent unsatisfied with the home they have once the sale has gone through.A further 13 per cent said that they did not get...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Landlords benefit from cooling market</title>
			<link>http://www.privatehq.com/news/Property_investment/Landlords_benefit_from_cooling_market.htm</link>
			<description><![CDATA[People with investment properties in London and elsewhere in the UK may benefit from a drop in house prices.According to the Association of Residential Lettings Agents (Arla), the current cooling of the market is good news for landlords.The organisation says that it is likely to lead to increased demand for rental prop...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Bank unanimous on base rate</title>
			<link>http://www.privatehq.com/news/Finance/Bank_unanimous_on_base_rate.htm</link>
			<description><![CDATA[The Bank of England's Monetary Policy Committee (MPC) voted unanimously in favour of freezing the base rate of interest in September.Minutes from the meeting have been published, showing that all members chose to hold the rate.It is the second consecutive month that a decision was reached without argument and may hint ...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>FTBs realistic about home costs</title>
			<link>http://www.privatehq.com/news/UK_Property/FTBs_realistic_about_home_costs.htm</link>
			<description><![CDATA[Young buyers in the UK are realistic about the amount of money they need to get onto the property ladder.That is according to GE Money, which says very few people underestimate the costs involved and the firm points out that this sets a good foundation for the future.The cost of buying a home has increased in recent ye...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Mayor's plans for affordable homes in London</title>
			<link>http://www.privatehq.com/news/London_Property/Mayor%27s_plans_for_affordable_homes_in_London.htm</link>
			<description><![CDATA[Ken Livingstone has set out his plans for building 50,000 more affordable homes in London.The Mayor of London published his draft housing strategy, in which he promises to oversee the building of the new homes within the next three years.The draft strategy reinforces a current target of making sure 50 per cent of new h...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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		<item>
			<title>Things looking up for Northern Rock</title>
			<link>http://www.privatehq.com/news/Finance/Things_looking_up_for_Northern_Rock.htm</link>
			<description><![CDATA[The crisis at Northern Rock appears to be abating, with shares in the firm recovering today (September 18th).Queues outside the mortgage lender's branches also receded as the government promised to guarantee all deposits held in the bank.Chancellor of the Exchequer Alistair Darling said that everyone's money would be s...]]></description>
			<pubDate>Tue, 27 Nov 2007 15:55:06 +0000</pubDate>
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			<title>Landlords unaware of tax deduction entitlement</title>
			<link>http://www.privatehq.com/news/Property_investment/Landlords_unaware_of_tax_deduction_entitlement.ht